O'Donnell & Associates

We assist small to medium sized businesses position themselves to work effectively with banks, creditors, and investors. We help our clients identify financing options, and make recommendations that will support and enhance the company's growth strategies.

The personal focus we provide to our clients allows us to serve as a company's advocate with lenders and investors.

 We help with:

• Bank/client negotiations
• Problem credit management
• Forbearance Compliance Reporting
• Financial forecasting
• Credit underwriting
• SBA application packaging
• Deal structuring
• Business Plan preparation
• Financial operations

Recently, we have been engaged to:

• Develop historical, project based cash flow models for lender analysis
• Help client identify cost-reduction plan to react to downturn in revenues
• Redesign financial operations processes upon retirement of company's controller
• Prepare forbearance agreement compliance reporting
• Prepare weekly rolling cash flow models for lender compliance
• Develop financial request packages on behalf of clients for lender presentation
• Present client financial and credit information to potential new lenders
• Secure additional credit availability (resulted in $1 million in new credit)
• Negotiate new bank terms, rates and conditions
• Prepare business plans
• Prepare U.S. Small Business Administration application documentation
• Assist in private placement investment
• Assist business owner in identifying and evaluating a new CPA